Nicholas Howard are delighted to be recruiting for a Mortgage Underwriter.
If you're someone who enjoys making sound lending decisions, building trusted broker relationships and balancing commercial thinking with risk, we'd love to hear from you.
Key Accountabilities:
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Enter and update borrower data on Fusion lending platform.
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Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
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Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
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Provide concise and accurate updates to brokers.
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Proactively chase brokers for outstanding requirements.
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Ensure all underwriting is in line with Company policy and within regulation.
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Ensure that all cases are Underwritten within the Groups Risk appetite.
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Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
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Maintaining a pipeline of cases, overseeing cases from inception through to completion.
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Maintain broker relationships that are integral to the growth for WOSL.
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All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.
Skills & Competencies:
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Ability to work as part of a team.
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Pass internal competency tests post induction.
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High attention to detail.
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Good written and verbal communication skills.
Knowledge & Qualifications:
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An understanding of FCA regulation.
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Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
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CeMAP (desirable, not essential).
Should you wish to be considered for this position, please apply below
