Job Title: Risk Consultant
Reference: JHB000960-VM-1
Leading organisation within the investments and financial services industry requires a Risk Consultant for the KZN branch. This position is based in Kloof / Gillitts.
Duties & Responsibilities
- Minimum 5 years’ experience as a Broker Consultant / Life Insurance Agent.
- Preference will be given to candidates with a CFP.
- RE5 is essential.
- Have completed relevant class of business and product-specific training.
- FAIS compliant (continuous professional development).
- Completed supervision for long-term insurance categories.
- Ability to function at a strategic level whilst fulfilling operational responsibilities.
- Meet the FAIS honesty, integrity and good standing requirements.
- Meet the FAIS minimum experience requirements in respect of long-term insurance products.
- Must not have been declared insolvent or provisionally insolvent.
- Appropriate tertiary qualification (bachelor’s degree in commerce, finance, investments preferable).
- Have a qualification recognised by the FSCA for FAIS purposes.
- Fully computer literate, xPlan experience advantageous.
- Excellent communication skills, verbal and written.
- Excellent negotiation and persuasion skills.
- Client-oriented, with strong interpersonal skills and able to take the initiative (self-starter).
- Provide and implement advice in respect of insurance needs and solutions to clients in conjunction with the company Partner.
- Analyse and identify Life and Short-Term Insurance (STI) opportunities within the client bases of their panel of financial planning partners.
- Prepare comprehensive advice documents (proposals, comparisons, and quotations) for presentation to clients.
- Provide specialist advice in respect of Life Insurance (Death, Disability and Critical Cover) needs, including Estate Planning and Business Assurance.
- Implement the agreed solution for clients and manage underwriting and other onboarding requirements.
- Review clients' cover according to internal business procedures or if client circumstances change.
- Acquire short-term insurance leads from the company’s financial planning partners.
- On receipt of the client’s consent, refer clients to the STI tele-advisor and book an appointment for the client.
- Maintain and develop client relationships.
- Support and contribute to company initiatives to communicate, educate, and engage clients.
- Monitor and report on the success and implementation of client and partner-focused initiatives.
- Adhere to the culture and principles of TCF – treating customers fairly.
- Comply with Group and Industry regulatory requirements.
Package & Remuneration
Monthly plus Basic Salary + Commission
#J-18808-Ljbffr
