Underwriter – London
Up to £60,000 depending on experience
Full-Time | Permanent | Hybrid
Residential Property. Commercial Property. Underwriting. Client Management.
Pearson Whiffin Recruitment are currently recruiting for an experienced Underwriter to join an established underwriting team based in London.
This is an excellent opportunity for someone with strong knowledge of residential and commercial property law who is confident making underwriting decisions, managing client relationships and identifying opportunities to drive profitable growth.
The role will focus on underwriting residential and commercial assumptive-based risks within agreed authority levels, while developing existing and prospective client relationships and supporting the continued growth of the business. First Title - Underwriter
The Role
Working within the underwriting team, you'll be responsible for assessing risk, supporting product development, maintaining strong client relationships and ensuring underwriting activity remains commercially effective and compliant.
Responsibilities will include:
Underwriting residential and commercial risks within agreed authority levels
Making effective underwriting decisions to maximise profitability
Negotiating terms and identifying commercially viable opportunities
Developing relationships with prospective clients
Maintaining long-term, profitable relationships with existing clients and markets
Maximising opportunities with high-value and high-revenue client accounts
Providing confident advice around policy coverage to internal and external stakeholders
Reviewing product lines, schemes and client arrangements to identify opportunities for improved revenue and efficiency
Supporting the ongoing review of residential product offerings
Ensuring documentation, pricing and processing standards remain commercially effective and compliant
Providing technical input into the drafting of new policies
Supporting underwriting activity across lender programmes
Identifying opportunities for new products and bespoke client schemes
Supporting drafting and contract negotiations for new propositions
Reviewing customer feedback and competitor activity to support product and market development
Contributing technical input to marketing materials
Supporting client presentations, meetings and promotional events
Working closely with Sales teams to support existing and prospective clients
Keeping up to date with relevant legal and regulatory developments
Coaching and supporting colleagues on more complex underwriting matters
Supporting commercial underwriting activity when required
Travelling to client premises and other offices where necessary First Title - Underwriter
What We're Looking For
Detailed knowledge of residential and commercial property law
Strong knowledge of residential property products and the wider market
Previous underwriting experience within a property, legal, insurance or related environment
Strong commercial awareness
Confident making commercially focused underwriting decisions
Ability to work towards clear targets and demonstrate strong performance
Strong analytical and problem-solving skills
Excellent negotiation skills
Ability to understand client businesses and take a partnership-led approach
Strong written and verbal communication skills
Confident communicating with stakeholders at all levels
Able to produce high-quality work within a fast-paced environment
Strong attention to detail
Ability to organise and prioritise workload effectively
Comfortable working independently as well as part of a wider team
Proactive approach with the ability to use initiative
Positive and professional approach when working under pressure
Flexible and able to adapt as the role develops First Title - Underwriter
Regulatory & Compliance
You will also be expected to operate in line with relevant regulatory requirements and conduct standards, including:
Acting with integrity
Working with due care, skill and diligence
Maintaining appropriate standards of market conduct
Treating customers fairly and considering their interests
Maintaining an understanding of the regulatory environment and relevant changes in law First Title - Underwriter
What's On Offer
Competitive salary depending on experience
Full-time, permanent opportunity
London-based position
Opportunity to work across both residential and commercial underwriting
Varied role combining technical underwriting, client management and business development
Exposure to product and scheme development
Opportunity to work closely with senior stakeholders and key clients
Career development within an established underwriting environment
If you're an experienced Underwriter with strong residential or commercial property knowledge and a commercially focused approach, apply today!
Please note, due to the expected high volume of applicants, only suitable candidates will be contacted
