Job Title: Mandarin speaking Business Development Analyst (Corporate Banking)
The Skills You'll Need: Fluent Mandarin, with some Credit Analysis experience.
Your New Salary: depending on experience
Office based
Business Development Analyst - What You'll be Doing:
- As business and risk owners to meet business targets and take the 1LoD ownership of KYC/CDD/credit risks and other risks relating to the covered clients and portfolio;
- Originate business transactions and handle deal execution process by completing timely and in-depth credit/KYC assessment in compliance with the Branch policy and procedure and system operational process;
- Initiate credit proposal and performing risk management responsibilities including enhanced requirements such as enhanced due diligence, financial modelling, simulation test, sensitivity tests etc to ensure precaution available to ensure transaction risks are properly identified and adequately mitigated in line with the Branch policies and procedures;
- Monitor market, regulatory, macro-economic and political development relating to the loan portfolio; assessing their impacts on KYC and credit quality; Responsible for regular post-loan risk management report to identify asset deteriorating signals and mitigation in line with the Bank’s internal policy and fully communicate with Risk/C functions to obtain internal consensus and approval as required.
- Actively manage the portfolio and responsible for all aspects of the deal commercial term analysis, waiver requests and deal administration;
- Execute timely and in-depth evaluation/reviews of risks of the portfolio and be proactive in risk identification, monitoring and post lending management to ensure adequate precaution is in place;
- Work closely with middle and back office to ensure accurate timely data input and booking as well as on-going monitoring of facilities as well as other compliance processes.
- Maintain and monitor accurate exposure and client information in internal risk systems. Develop and implement Front Office post-loan risk management framework on transactions with identification of early warning signals;
- Support supervision and development of junior staff;
- Assist the Department Head on other ad-hoc tasks.
Business Development Analyst - The Skills You'll Need to Succeed:
- Spoken and written Mandarin to native level;
- Credit Analysis experiences in financial services industry and experience in corporate banking or financial institutions;
- Experiences of effectively using knowledge of credit products, processes, and risks to make fair and informed lending decisions with sound background in credit analysis;
- Strong problem solving skills and flexible to handle new responsibilities in a diversified environment;
- Excellent written and spoken communicational skills to ensure complex information is articulated in a meaningful way to varied audience;
- Excellent negotiation and communicational skills;
- Excellent Microsoft Office skills and data management skills;
- Commitment to quality standards and good attention to details;
- A team player;
- Self-motivated and an ability to work independently and under pressure
