End Date
Saturday 11 January 2025
Salary Range
£73,521 - £81,690
We support flexible working – click here for more information on flexible
working options
Flexible Working Options
Job Share
Job Description Summary
Sitting within our Risk function, Risk Science is a centre of excellence for
analytics, modelling, and customer insights. You’ll be part of a specialist
modelling team focused on building and delivering industry leading Capital,
Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we
make it possible to add customer value, control risk, and help to build a
safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business
and deliver success?
Job Description
JOB TITLE: Credit Risk Modelling Manager
SALARY: £73,521 - £81,690
LOCATION: Edinburgh, Leeds, Cardiff or Bristol
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days) in an office site
About this opportunity
Sitting within our Risk function, Decision Science is a centre of excellence
for analytics, modelling, and customer insights. You’ll be part of a
specialist modelling team focused on building and delivering industry leading
Capital, Impairment, and pricing models within the Commercial book of the
Group.
We work with data that underpins vital business decisions, and together we
make it possible to add customer value, control risk, and help to build a
safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business
and deliver success?
-
Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.
-
Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.
-
Provide technical leadership, mentoring and management to less experienced team members.
-
Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.
-
Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too!
-
Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture.
About us
Like the modern Britain we serve, we’re evolving. Investing billions in our
people, data and tech to transform the way we meet the ever-changing needs of
our 26 million customers. We’re growing with purpose. Join us on our journey
and you will too…
What you’ll need
-
You’ll have had experience in either capitalCRDIV modelling, pricing or impairment modelling, or a similar role
-
To succeed in this role you will need to have strong knowledge of SAS
-
You’ll have a track record of end to end project management
-
You’ll have an understanding of the current regulatory capital environment
-
Experience with stakeholder management, especially as it relates to driving change in an organization
-
Strong communication skills, both in writing and informally are a must
-
Strong analytical skills are also required
And any experience of these would be really useful
-
An understanding of Python, SQL, or Pyspark would be useful.
-
Commercial banking modelling experience would be beneficial, but is not required
-
People management experience would also be useful
About working for us
Our focus is to ensure were inclusive every day, building an organisation
that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless
of background, identity or culture.
We were one of the first major organisations to set goals on diversity in
senior roles, create a menopause health package, and a dedicated Working with
Cancer initiative.
And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So if you’d like reasonable adjustments to be made
to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions
of people? Join our journey.
At Lloyds Banking Group, were driven by a clear purpose; to help Britain
prosper. Across the Group, our colleagues are focused on making a difference
to customers, businesses and communities. With us youll have a key role to
play in shaping the financial services of the future, whilst the scale and
reach of our Group means youll have many opportunities to learn, grow and
develop.
We keep your data safe. So, well only ever ask you to provide confidential
or sensitive information once you have formally been invited along to an
interview or accepted a verbal offer to join us which is when we run our
background checks. Well always explain what we need and why, with any request
coming from a trusted Lloyds Banking Group person.
Were focused on creating a values-led culture and are committed to building
a workforce which reflects the diversity of the customers and communities we
serve. Together we’re building a truly inclusive workplace where all of our
colleagues have the opportunity to make a real difference.
