Business Segment: Business & Commercial Banking
Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular) and others, dependant on the client and segment within which the Manager operates.
Qualifications
Minimum Qualifications
Type of Qualification: BCom or Finance degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting. An agricultural degree would be an advantage.
Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
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