Business Segment: Corporate & Investment Banking
Location: ZA, GP, Johannesburg, Baker Street 30
To provide an efficient and effective credit origination, approval, and management process in respect of the allocated Corporate & Investment Banking (CIB) Global Multinational Corporations (GMNCs) and Chinese Corporations-linked portfolio. Develop and maintain co-operative relationships between all stakeholders in the CIB credit value chain, ensuring the appropriate, timely and effective management of the allocated portfolio and in collaboration with country and sector credit managers across the regional geographies where the portfolio GMNC/Chinese counterparties operate, providing guidance where needed to ensure alignment with the GMNC/China strategy and risk appetite, while assisting with skills dissemination to others, as well as investment in one’s own growth.
Qualifications
Minimum Qualifications
- Type of Qualification: Post Graduate Degree
- Field of Study: Business Commerce, Finance and Accounting
- Other Minimum Qualifications, Certifications or Professional Membership: CA (SA) or CIMA
- Proficiency in Mandarin would be advantageous
Experience Required
- 3-5 years experience and in-depth understanding of accounting (both management and financial accounting) to analyze financial strengths and weaknesses of clients and identify potential risks to credit proposals.
- 3-5 years experience and thorough conceptual and practical knowledge of credit procedures, policies, and standards, as well as a thorough understanding of bank products and facilities that give rise to counterparty credit risk. Seasoned understanding of Basel and broader regulatory and compliance requirements.
- 3-5 years experience and understanding and working knowledge of risk systems monitoring and its related procedures for analyzing the account behaviour of clients and identifying trends and shifts in credit risk profiles. Seasoned technical understanding of non-credit risks encountered within transactions.
- 3-5 years experience and well developed knowledge of financial markets, the global economy, and appropriate regional geographies in which the portfolio operates. Demonstrated experience in managing senior level stakeholders.
- 3-5 years experience and seasoned understanding of lending and derivative products and facilities that give rise to counterparty credit risks, including the documentation required/presented to manage that risk.
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