Product Analyst (Asset Based Finance)
Apply locations: Johannesburg
Time type: Full time
Posted on: Posted Yesterday
Time left to apply: End Date: November 25, 2024 (3 days left to apply)
Job requisition id: R23193
Job Description
To facilitate fair application of workplace policies and labour legislation by monitoring and reporting on business compliance to appropriate industrial relations legislation by building the employee relations capability and enabling management effectiveness through the execution of proactive employee relations initiatives, aligned to the organisational philosophy.
The role incumbent compiles and validates the authenticity of credit information in credit applications. Financial analysis is a critical aspect of this role.
- Manage own costs and expenses associated with role to enhance cost effectiveness.
- Deliver exceptional service that exceeds customers expectations through proactive, innovative and appropriate solutions.
- Provision of an efficient administration service through careful and timeous planning, reporting and updating of all related information.
- Initiate and manage product research, data mining and quantitative analysis to ensure sustainability and future competitive growth.
- Manage own development to increase own competencies.
- Liaise with internal and external stakeholders and support functions.
- Analyse the integrity of credit applications.
- Analyse financial statements, management accounts, cashflow projections, forecasts and undertake debt service cover calculations.
- Motivate (note for file) and submit credit application to Credit for approval.
Qualifications and Experience:
- 3 Year Qualification in Finance, Marketing or similar.
- 1-3 Years relevant experience.
- Credit Experience.
- Financial Analysis.
- Commercial Asset Based Finance experience is mandatory.
Job Details
Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.
25/11/24
All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.
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About Us
WesBank is South Africa’s leading asset-based finance provider, providing instalment credit, fleet management and related services to individuals, small, medium and large businesses. Transportation is critical to the health of an economy as people need to get to work and goods must be delivered effectively and efficiently.
WesBank partners with over 60 local and international manufacturers. This partnership model, which WesBank created more than 40 years ago, remains its key differentiator in the market and its sustainability has been achieved through building a long track record of trust, a passion for maintaining relationships, collaboration, and a desire to go the extra mile for partners and customers.
A career at WesBank would enable you to have a meaningful impact on the needs of individuals, small, medium and large companies and the communities where they operate.
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