We're on the lookout for energetic, self-motivated individuals who share our passion for service in the banking industry. To be part of the journey, follow the steps below:
- To see what life at Capitec is all about and complete a short assessment, please click here!
- Once you have completed the above, finalize your application by clicking apply below.
Purpose Statement
- To manage the Business Centre in terms of driving a proactive sales and service culture that will retain and grow the Business Centre client base.
- Responsible for driving activity, planning and implementing marketing, sales, and support services strategies for the Business Centre.
Experience
Minimum:
- Banking experience of at least 5 years, of which 3 years should have been spent in the Business Banking environment.
- 3 years managerial experience.
- Significant experience in preparing and motivating Credit applications.
- Budgeting, forecasting, cost control and sales management experience is essential.
- Accountability for managing a profitable cost centre.
Qualifications (Minimum)
- A relevant tertiary qualification in Business Management or Finance.
Qualifications (Ideal or Preferred)
- Bachelor's Degree in Business Management or Finance.
Knowledge
Minimum:
- Business knowledge and acumen.
- Understand interdependencies between industry knowledge, business and financial risks, Business banking product knowledge, pricing and taxation.
- People management principles and practices.
- Financial Modelling; activity-based costing, financial analysis.
- Principles and practices of business economics and the current business economic environment.
- Different industry sectors and sector risk profiles/trends.
- Managing Local Market (MLM) sales principles and practices.
- General banking practices and procedures.
- Knowledge of competitor product offerings/channels/operational and marketing tactics.
- Credit principles and practices.
- Financial Advisory and Intermediary Services Act (FAIS) and the Financial Intelligence Centre Act (FICA).
- Extract and apply information to CRM (Customer relationship management) strategy.
- General understanding of how Business Banking operates.
Ideal:
- Features, benefits and value propositions of the respective company product/service offerings.
- Multi-level products available and pricing structures.
- Current taxation laws as they apply to customers.
- A good knowledge of administration processes and procedures pertaining to Business Banking transactions.
Skills
- Communications Skills.
- Analytical Skills.
- Interpersonal & Relationship management Skills.
- Negotiation skills.
- Planning, organising and coordination skills.
Conditions of Employment
- Clear criminal and credit record.
- Willingness to travel nationally and internationally when required.
- A valid driver's license and own vehicle is required.
Capitec is committed to diversity; applications to this position will strictly be considered in support of our employment equity goals.
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