Junior Credit Analyst - Johannesburg North
Reference: DT000339-RA-1
Duties & Responsibilities
Our Client is looking for a Junior Credit Analyst to join their team in their Head Office situated in Johannesburg North.
POSITION SUMMARY:
Will be responsible for administrative tasks assisting a loan originator/a loan originator in training. This person must be exceedingly well organized, efficient and resourceful. The ability to interact with staff (at all levels) in a fast-paced environment, sometimes under pressure, remaining flexible, proactive, resourceful and efficient, with a high level of professionalism and confidentiality is crucial to this role.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
The essential functions include, but are not limited to the following:
- Gather and compile time-sensitive, confidential information
- Transition files into processing
- Input accurate, verified loan information into systems as applicable
- Ensure all loan documentation is complete, accurate and compliant with company policy
- Verify all loan documents including income, credit, appraisal and title information
- Obtain an accurate and thorough 1003.
- Obtain executed disclosures within regulations time frame.
- Obtain accurate AUS findings.
- Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
- Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
- Manage client and referral partner databases.
- Perform other duties as assigned.
MINIMUM QUALIFICATIONS (KNOWLEDGE, SKILLS, AND ABILITIES): - High school diploma or GED equivalent, must also be 18 years or older.
- Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks.
- Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
- Excellent customer service, interpersonal, verbal and written communication skills.
- Intermediate math skills.
- Strong detail orientation and highly organized.
- Demonstrate patience and professionalism when interacting with both internal and external customers.
- A clear credit record must be maintained in this position and it shall be subject to intermittent and/or random credit checks; and
- Any incumbent may not be an unrehabilitated insolvent.
Package & Remuneration
Monthly
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