Our client has an opportunity available for a Senior Credit Manager based in Sandton.
Requirements:
- CA or BCom postgraduate qualification.
- MBA would be advantageous.
- 8 to 10 years’ experience in a financial institution.
Knowledge and understanding of credit and investment risks in the financing of transactions or projects. - Portfolio management experience would be advantageous.
Responsibilities:
- Perform risk gradings of Business Partners through an application of in-house credit risk tools and models and give constructive view on the output.
- Ensure adherence to credit policies and procedures as well as team alignment to the Credit Risk Appetite Strategy.
- Responsible for the final sign-off of all risk ratings within the company, including accountability for a consistent rating approach for all entities and approval of overrides.
- Prepare and position submissions at the relevant sanctioning committee and respond to questions.
- Provide support, guidance and a consistent approach and interpretation of credit and investment principles across the full credit cycle.
- Responsible for independent evaluation of annual credit reviews and provide oversight to ensure these are aligned with policy requirements.
- Assist Origination Managers in ensuring that all key and specific credit conditions are correctly and clearly documented and properly defined in the relevant facility agreements.
- Partner with Risk Governance and Portfolio Management to provide insights on client conduct and lessons learnt when required.
- Facilitate constructive working relations and healthy working morale with internal stakeholders.
- Providing input to the development and enhancing of credit policies and procedures.
- Ensure on-going compliance with Credit Policy and other relevant regulatory requirements.
