Job Description
To lead, develop and manage credit evaluation and credit risk management teams in support of Premium, Growth & Enterprise Portfolio (“the Segments”) asset growth targets for a Local Market of Region within KZN. To comprehensively manage the credit risk of the lending portfolio of “the Segments” for the Local Market, specifically in respect of originations, assessment of credit risk, sanctions, credit risk management, account maintenance and distressed and high-risk accounts in keeping with the BCB credit policies, guidelines and risk appetite. Supports and proactively leads the team to support business partners and ecosystem methodology in understanding and meeting client lending needs, ultimately supporting the Universal Financial Services Organisation aspiration. To have overall responsibility for a designated Segment and to champion/sponsor all strategies and processes related thereto.
Qualifications
Minimum Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
More than 10 years
Credit evaluations experience, preferably across Business, Entrepreneur, Lifestyle and Personal segments. Deep understanding of credit principles and financial statements, particularly as relates to Business Lending. Understands collateral, credit risk and collections processes. Previous experience in managing a team responsible for the account management of a lending portfolio from a risk/credit perspective. Previous people management experience. Previous Agri credit experience and/or Structured and Specialised Lending credit experience is an advantage.
Additional Information
Behavioral Competencies:
Developing SRelationshipd Leading People Embracing Change Empowering Individuals Making Decisions Resolving Conflict
Technical Competencies:
Interpretation and Execution Evaluating Risk Management Effectiveness Risk Principles Legal Principles – Collateral and recovery processes Credit Granting Credit Process
Careers
Are you passionate about Africa's potential? Are you driven to win? At Standard Bank Group, a team of over 50 000 dedicated individuals share one common purpose: Africa is our home, we drive her growth. We believe our people are our greatest asset, and we strive to create a thriving environment where you can bring your whole self to work, pursue your dreams, and see your ideas shape a brighter future for Africa. Join us, if you're ready to turn your passion into impact and make a real difference as part of a dynamic team.
