Senior Risk Controller (m/f/d)

Raisin GmbH • Other • Frankfurt am Main, Berlin, München • 3w ago

Raisin is the trailblazer in the savings and investment space. Founded in 2012, the fintech company started by opening the $95+ trillion deposits and investments market of the European Union, the United Kingdom and the United States to consumers. Today, Raisin serves more than one million customers in these three markets, offering savings products as well as investment and pension products. This makes the Berlin-based fintech one of the leading global savings and investments marketplaces. Savers get a wider choice of attractive products with the ability to move their money freely. In addition, financial service providers get best-in-class marketplace solutions for their customers, and banks get better access to retail funding. Raisin operates its own B2C marketplaces in Europe and the U.S. under the brands Raisin, WeltSparen and ZINSPILOT.

In Germany, the company offers ETF-based investment and retirement products, Private Equity and Crypto investments, and savings products. Raisin works with over 400 banks and financial service providers from over 30 countries. Raisin has €50 billion AuA and generated over €1 billion in interest for its customers worldwide. Raisin is backed by renowned international investors such as b2venture, Deutsche Bank, Goldman Sachs, Greycroft, Headline, Index Ventures, Latitude Ventures, Orange Ventures, PayPal Ventures, Top Tier Capital Partners, Ribbit Capital, Vitruvian Partners and M&G.

The company has offices in Berlin, Frankfurt, Hamburg, Madrid, Manchester, Munich and New York.

We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.

As part of the Raisin family, Raisin Bank combines the best of both worlds: the experience and security of a bank, with the flexibility and innovation of a start-up. Our team is just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place!

Founded in 1973, our dynamic and innovative service bank has a full banking license and brings the decades of experience of an established German credit institution to the table. In processing both loan portfolios and receivables of selected borrowers, it combines performance strength and competent advice with efficient solutions. Since 2019, the bank has been a wholly-owned subsidiary of Raisin and has been operating under the name Raisin Bank AG since August 2019.

Team

At Raisin Bank, our risk controllers are pivotal in identifying, evaluating, and managing potential and current risks through thorough research and assessment. They continuously enhance risk management processes, create custom frameworks tailored to RSB business lines, and support various initiatives and projects with their expertise, ensuring effective and strategic risk control.

Your Responsibilities

You will identify potential risks to the bank through comprehensive research and assessment.
You will evaluate and analyse various risk factors to proactively address emerging risks.
You will evaluate existing risk management processes and programs for effectiveness.
You will modify and enhance the risk management framework to ensure optimal risk control.
You will develop and curate a customised risk management framework aligned with the business lines of Raisin Bank.
You will contribute to strategic development initiatives to elevate our risk controlling practices.
You will apply high-level analytical skills to gauge and interpret risks accurately.
You will engage in project work related to risk controlling, ensuring the successful execution of initiatives.
You will collaborate with cross-functional teams to implement new control concepts and enhance risk management strategies.

You have 5 to 7 years of experience in risk controlling, ILAAP, ICAAP, and risk reporting.
Your strong understanding of European and German banking regulations is a key asset.
You have proven experience in liquidity, market, and interest rate risk management.
Your strong analytical, problem-solving, and conceptual thinking skills are standout qualities.
Your excellent communication, presentation, planning, and organisational skills are highly effective.
You possess a very good understanding of the financial industry, banking products, and processes.
Your technical competence and openness are evident in adapting to new challenges.
You are fluent in English and German

As part of the strong Raisin family, Raisin Bank combines the best of both worlds: The experience and security of a bank with the flexibility and innovation of a Start-up.

Our employees are just as diverse as our partners. If you are looking for a dynamic environment in which you can play to your strengths and develop further, then you have come to the right place! In our agile FinTech environment, you have the opportunity to work in an international team and gain new experience. We provide:

Personal training budget of 2000€ and access to Babbel for continuous learning.
Exciting cooperation partners and projects in the banking and Start-Up environment.
A fully cloud-based Banking-as-a-Service Platform.
Company-wide use of industry-leading tools for analysis, development, communication and collaboration such as AWS Stack, Splunk, GSUITE, Slack, Atlassian Suite (Jira, Confluence, Trello) and many more.
Dynamic environment, a hands-on mentality and agile ways of working.
Flexible working hours and 30 days holiday incl. Christmas Eve and New Year's Eve off.
Collegiality and a supportive learning environment.
Promotion of company pension schemes and capital-forming payments (vermögenswirksame Leistungen).
We subsidize the Deutschland Ticket with €25 per month.
Meal allowance for daily lunch.
A diverse team of experts to learn from and to inspire each other.