Experienced Certified Financial Planners
Johannesburg, SA
Job Description
Posted on: April 30, 2024
Centillion Wealth Advisory is an Independent Wealth Management firm that distinguishes itself by providing a truly client-centric offering and experience. The Corporate Services Consultant is an ambassador of our brand and firm’s ethos and is responsible for providing comprehensive financial advisory services to executives and trustees who act on behalf of corporate clients. The Corporate Consultant plays a pivotal role in providing comprehensive financial consulting services to corporate clients. This multifaceted position encompasses various aspects of financial management, including cash management, group risk and retirement funds, financial workshops, business assurance, retirement benefit consulting, and retirement fund member consulting. The consultant serves as a trusted advisor, assisting clients in optimizing their financial strategies and achieving their business objectives.
Key Responsibilities
- CASH MANAGEMENT:
- Analyze corporate cash flows, liquidity needs, and working capital requirements.
- Develop and implement effective cash management strategies to optimize cash utilization and maximize returns.
- Advise on cash management solutions, including treasury services, liquidity management, and short-term investment options.
- GROUP RISK AND RETIREMENT FUNDS:
- Assess clients' employee group risk management needs, including business assurance and employee benefits.
- Design and recommend group risk management solutions tailored to clients' risk profiles and budgetary constraints.
- Provide guidance on retirement fund design, administration, and investment options to help clients attract and retain top talent while ensuring compliance with regulatory requirements.
- FINANCIAL WORKSHOPS:
- Plan and deliver educational workshops and seminars on financial literacy, retirement planning, investment strategies, and risk management for corporate clients and their employees.
- Customize workshop content to address the specific needs and interests of different employee groups, from entry-level staff to senior executives.
- Empower employees with the knowledge and tools they need to make informed financial decisions and achieve financial wellness.
- BUSINESS ASSURANCE:
- Conduct financial assessments and audits to evaluate clients' financial health, identify areas of risk exposure, and recommend remedial actions.
- RETIREMENT BENEFIT CONSULTING:
- Advise corporate clients on retirement benefit plans.
- Assist in plan design, implementation, and ongoing management, ensuring alignment with clients' strategic objectives and regulatory requirements.
- Source actuarial analyses and quotes, financial projections, and cost-benefit analyses to optimize retirement benefit programs and manage liabilities.
- RETIREMENT FUND MEMBER CONSULTING:
- Support and mentor subordinate staff to provide factual information to fund members about their benefits.
- Provide personalized retirement planning advice and guidance to individual members of corporate retirement funds.
- Conduct retirement needs assessments, investment risk assessments, and portfolio reviews to help members achieve their retirement goals.
- Educate members on retirement planning strategies, investment options, and distribution strategies to maximize retirement income and financial security.
- CLIENT RELATIONSHIP MANAGEMENT:
- Develop and maintain strong relationships with trustees and executives representing their respective companies.
- Understand the client holistically to provide cash management, employee benefits estate structuring and risk mitigation advice.
- Understand clients' financial goals, risk tolerance, and investment preferences.
- Conduct regular meetings and reviews with clients to assess progress towards goals and adjust strategies as needed.
- Act as the primary point of contact for clients, addressing any inquiries or concerns promptly and professionally.
- COMPLIANCE AND REGULATORY ADHERENCE:
- Ensure compliance with all relevant regulatory requirements and industry best practices.
- Maintain accurate and up-to-date client records and documentation.
- Adhere to the firm's policies and procedures regarding client confidentiality, data security, and ethical conduct.
- TEAMWORK & GOVERNANCE:
- Continually share, interrogate, debate and communicate learnings.
- Flag and debate strategic and operational issues constructively.
- Promote a friendly co-operative climate, understand group dynamics, and apply appropriate facilitation techniques in working with others to achieve collective goals.
- Ensure compliance with all regulation, business-related practices and processes by working with support functions.
- Address all internal and external audit as well as risk findings relating to the Wealth Advisory functions.
- Contribute to ensuring that all internal and externally sourced data required for portfolio management, advice, and reporting related purposes are available and correct.
- Skilled at mentoring/coaching subordinate staff.
- SELF-MANAGEMENT:
- Demonstrates pride in the organizations brand services and products by consistently delivering on the brand's promise.
- Drive best-in-class solutions and practices.
- Follow through to ensure that personal quality and productivity standards are consistently and accurately maintained.
- Stay relevant and up to date with regulatory developments, legislation, and new industry developments.
- Maintain a positive attitude and respond openly to feedback.
- Handle stress in ways that do not negatively impact others.
- Plan and manage own workflow anticipating obstacles, juggling priorities, and following through on objectives within agreed timeframes and according to quality standards.
- Take ownership of personal career development leveraging formal and informal opportunities.
- Accurately read situations and organizational realities. Able to set aside personal agenda for the greater good.
- Act in an ethical, transparent, and morally defensible manner including highlighting unethical practices.
Qualifications / Skills / Personal Attributes Required
- Post Graduate Diploma in Financial Planning and the Certified Financial Planner designation.
- Bachelor's degree in financial planning, finance, economics, or a related field.
- Completed RE5 examination and meet FSCA’s Fit and Proper requirements.
- Own reliable transportation. South African citizenship.
- Minimum of 8-10 years proven experience in financial consulting, corporate finance, or related areas, with a focus on cash management, risk management, retirement planning, and employee benefits.
- Strong understanding of financial markets, investment principles, and wealth management strategies.
- Excellent communication and presentation skills, with the ability to effectively convey complex financial concepts to diverse audiences.
- Excellent interpersonal and communication skills, with the ability to build rapport with clients and effectively convey complex financial concepts.
- Proficiency in financial modelling, portfolio analysis software, and Microsoft Office suite.
- Detail-oriented with a commitment to accuracy and compliance.
- Demonstrated ability to work independently and as part of a team in a dynamic and fast-paced environment.
- Achieve production targets and client portfolio growth as agreed through a combination of your own as well as Centillion Wealth Advisory business development initiatives.
- Maintain a client retention rate as agreed in the business.
- Maintain expert knowledge on all approved products, application procedures, processing and timelines in order to maintain client satisfaction and business standards.
- Contribute to the internal deal forum and ensure your quality of advice remains high and consistent and in line with Centillion Wealth’s investment philosophy and product offering.
- Develop networks and build alliances to support Centillion Wealth’s growth initiatives.
- Contribute to the team to improve business decisions by providing accurate and reliable business intelligence (information) together with analysing trends and data.
- Provide regular reports on delivery of services against agreed service level agreements and in terms of overall business targets.
- Accumulate information to review work progress that provides input to reporting, decision making and the identification of improvement opportunities.
- Take all necessary actions to ensure compliance with relevant statutory, legislative, policy and governance requirements in area of accountability.
- Maintain expert knowledge on relevant legislative amendments, industry best practices and Centillion Wealth’s internal compliance policies, procedures and requirements. Ensure compliance is adopted in terms of systems and procedures as laid out by Centillion Wealth.
- Implement and provide input into the development of governance and compliance procedures and processes within your area of specialization and identify risks.
- Ensure optimal usage and protection of business assets.
- Client centric and excellent interpersonal skills.
- Confident and able to network with high-net-worth clients.
- Able to work overtime to meet deadlines and can work under pressure.
- Strong computer literacy in MS Office Suite.
- Numeric competency and accuracy.
- Strong ability to communicate both internally and externally at different levels.
- Forward thinking with attention to detail.
- Able to lead, mentor and motivate subordinate staff members.
- Be willing to take on any other duties as may be required from time to time.
- Analytical and conceptual thinking abilities.
- Good written and verbal communication skills.
- Good stakeholder management abilities.
- Resourceful, proactive and able to take initiative.
Start your journey today. Join Us at Centillion Wealth Advisory.
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