Job description:
Join Capitec Bank as a Credit Intelligence Analyst!
Location: Stellenbosch
Are you passionate about data-driven insights and ready to make an impact? Capitec Bank is looking for a talented Credit Intelligence Analyst to optimize credit intelligence performance and minimize credit risk through advanced analytics. If you have a strong analytical mindset and love problem-solving, this role could be the perfect fit for you!
What You’ll Do:
- Conduct complex quantitative data analysis independently, delivering insights that will shape business decisions.
- Propose and implement data-driven solutions to optimize credit risk management.
- Collaborate with senior team members to develop new statistical models that inform credit decisions and strategies.
Experience You’ll Need:
Minimum:
- 2-4 years of experience in retail credit analysis (using SQL programming, diagnostic analytics, statistical modelling, and data visualisation).
- Data Visualisation using tools like Power BI
- If you have an Honours degree , 1-3 years of relevant experience will suffice.
Ideal:
- Portfolio-specific experience in the credit space.
Qualifications:
Minimum:
- Bachelor’s Degree in Finance or Statistics .
Preferred:
- A relevant post-graduate qualification in Finance or Statistics .
Skills We Value:
- Strong communication and presentation skills.
- Data reporting skills with a keen eye for detail.
- SQL proficiency and a knack for statistical modelling and data visualisation.
Competencies You’ll Bring:
- Adaptable and always learning.
- Collaborative team player who builds and contributes to one Capitec team.
- Curious and eager to continuously grow your skills.
- Trustworthy and committed to excellence.
- Bold in sharing ideas and confident in making data-driven decisions.
- Optimistic and persistent in overcoming challenges.
- Focused on planning, delivering, and raising the bar.
- Driven to simplify processes and make things easier for everyone.
Why Join Capitec?
At Capitec, we believe in empowering our employees to challenge the status quo, embrace innovation, and contribute to meaningful work. We offer a dynamic and collaborative environment where your skills can thrive and grow.
Employment Requirements:
- Clear criminal and credit record.
Capitec is dedicated to diversity and inclusion, and where possible, our appointments will align with our employment equity goals.
Ready to take your credit analysis skills to the next level? Apply today to join Capitec Bank in Stellenbosch!
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