Credit Analyst (Finance Industry/Home Loans) - La Lucia Ridge
Job Purpose
KEY RESPONSIBILITIES:
- Assess credit worthiness of applicants (mortgage and other credit products) through undertaking detailed risk assessment analysis.
- Ensure that procedures and decisions comply with credit policy, regulations and best practice standards.
- Motivate and support decisions through the analysis of financial information such as bank statements, financial statements and management accounts.
- Provide quality service to internal customers and liaise with other stakeholders within the company.
- Stay informed about the legal, compliance and market – risk-related issues involved in the approval of credit.
- Provide regular feedback on the submission of loan applications to management.
Requirements
Minimum Qualification:
- B.Com Degree or relevant business degree.
- 2 Years' experience in Credit underwriting.
Technical Competencies
- A strong combination of analytical and decision-making skills.
- Good written and verbal communication skills.
- Assertive
- Attention to detail and strong proven credit/financial analytical skill including property valuations
- Critical thinking
Generic Competencies
- Decisiveness
- Self-Motivated
- Agile/Adaptable
- Service driven
- Innovative
Desired Skills
- Decisiveness
- Self-Motivated
- Agile/Adaptable
- Service driven
- Innovative
#J-18808-Ljbffr