Job DescriptionHead of Credit - Asset Finance
London - hybrid working
to c.£130,000 per annum plus bonus, pension scheme, healthcare
Our client is a specialist bank and an established provider of asset financing solutions to the UK SME and mid-corporate community. As it continues to expand and diversify it is keen to appoint an experienced asset finance credit risk professional to lead the credit risk strategy and team.
The Role:
- Leading the asset finance credit risk strategy and framework to ensure the quality and quantity of new business written and maintaining the integrity of the portfolio.
- Recruitment, motivation and training of the credit risk team who are responsible for assessing and underwriting new business transactions within agreed mandates. New business emanates from broker / third party introductions and direct with the end user and includes traditional 'hard' asset finance transactions and more structured lending facilities.
- Working to improve the efficiency of the credit risk function including responsibility for the credit risk automation strategy to streamline the sanctioning and processing of 'flow' transactions.
- As a member of the Senior Leadership Team the role collaborates with all commercial and operational functional areas, challenging them to improve the overall performance of the asset finance division.
- Personally sanctioning larger value and more complex transactions and representing these at bank Credit Committee where necessary.
The Candidate:
- A highly experienced credit risk professional with extensive asset finance / leasing experience gained across a range of asset classes and transaction sizes.
- A strong leader and able to drive performance and excellence from a team of credit risk analysts and managers.
- Strong team player and able to fit into an open and inclusive culture.
- Asset finance credit risk automation experience.
This is a rare opportunity to join an agile, ambitious and successful niche bank at a period of growth and diversification.
Please direct enquiries and applications to Miles Clarke, Director