Apply by : 09/07/2024
We're On The Lookout For Energetic, Self-motivated Individuals Who Share Our Passion For Service In The Banking Industry. To Be Part Of The Journey, Follow The Steps Below:
- To see what life at Capitec is all about and complete a short assessment, please click here!
- Once you have completed the above finalize your application by clicking apply below.
Purpose Statement
- To provide specialist knowledge and data insights linked to product knowledge towards the formulation and enablement of the Bank’s Unsecured Credit Strategy – in order to achieve the required market share within ROE and profitability targets.
- To provide business context to modelling and analytical teams and lead a data-driven Unsecured Credit strategy.
- To provide input into credit client experience through improved processes and product value proposition.
Experience
Minimum:
- 2 – 3 years working in an unsecured credit portfolio.
- Exposure to a data-driven culture / business environment.
- Proven experience in providing insights based on data analysis.
Ideal:
- 3+ years’ experience in risk management of unsecured credit portfolio.
Qualifications (Minimum)
- Grade 12 National Certificate / Vocational.
- Bachelor's Degree in Commerce or Economic and Management Sciences.
Qualifications (Ideal Or Preferred)
- Honours Degree in Commerce or Economic and Management Sciences.
Knowledge
Minimum:
- Analytics.
- Scorecard building, modelling and portfolio management.
- Understanding of scored lending / a volume book.
- Understanding of the SME environment.
- Financial Services Industry (retail or other).
- Basel II.
- Credit Risk regulatory requirements.
Ideal:
- Banking.
Skills
- Analytical Skills.
- Computer Literacy (MS Word, MS Excel, MS Outlook).
- Decision making skills.
- Numerical Reasoning skills.
- Problem solving skills.
Conditions of Employment
- Clear criminal and credit record.
Capitec is committed to diversity, applications to this position will strictly be considered in support of our employment equity goals.
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