Business Segment: Personal & Private Banking
Location: ZA, GP, Johannesburg, Simmonds Street 3
Responsibilities
- To develop, maintain and enhance end to end strategy design of a Lending product across the credit life cycle.
- To inform key stakeholders with superior analysis in order to ensure the most efficient allocation of funds within the retail credit environment.
- Manage credit risk and related projects, to manage the health of the credit portfolio. You will analyse consumer credit data in order to make informed credit decisions and recommendations.
- Consulting with key stakeholders that have analytical requirements, whilst proactively seeking to optimise the portfolio of customers by identifying and implementing value adding solutions.
- Building collections and/or originations strategy solutions that manage and grow the portfolio within risk appetite, and ensuring the implementation of such.
- Ongoing creation and optimisation of new reporting.
- Ensure appropriate insights are provided on portfolio trends including collections, originations and impairments.
- Create new business solutions for, and ensure smooth transitions onto, new systems.
- Represent the portfolio in various governance forums.
Qualifications
- Relevant business related tertiary qualification
- SAS / SQL / VBA / Other Coding Languages
- Advanced computer literacy skills with a high proficiency in MS Excel, Word and PowerPoint
Experience Required
4-8 years of experience in an analytical role
Additional Information
- Strong analytical skills and self-motivated driver of performance
- Performance-driven and results-orientated with a relentless drive to succeed
- Excellent interpersonal communication (verbal & written) abilities
- The ability to prioritise and multi-task, within a fast-paced and pressurised environment
- Strong planning, organizing and coordinating skills
- Exceptional attention to detail with a thorough approach to work
- An energetic positive approach to problem solving
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