Job Title: BCB Senior Assessor
Overview:
A dynamic opportunity exists for an experienced and detail-oriented Senior Assessor to play a pivotal role in credit risk assessment. The ideal candidate will be responsible for analyzing data, interpreting financial information, and producing comprehensive credit assessments to support informed decision-making. This position demands a high level of professionalism, strong analytical skills, and the ability to deliver insightful, actionable recommendations that add value for clients.
Key Responsibilities:
Credit Assessment and Reporting
- Conduct detailed credit risk assessments, ensuring reports are accurate, complete, and relevant for decision-making.
- Deliver high-quality reports within deadlines, updating clients on progress and addressing delays proactively.
- Interpret financial and non-financial data to assess the creditworthiness of legal entities.
- Provide recommendations supported by thorough analysis and insights that assist clients in mitigating risk exposure.
Operational Excellence
- Use internal systems and third-party platforms to gather, verify, and process data.
- Identify and include adverse information in assessments to present a comprehensive risk profile.
- Ensure reports are professionally presented, free of errors, and meet the highest quality standards.
- Maintain operational consistency by adhering to procedures and standards.
Information Gathering and Documentation
- Collect financial documents and other relevant information from various sources, ensuring data accuracy and reliability.
- Follow up persistently with clients and other stakeholders to acquire necessary information.
- Translate gathered data into meaningful insights, clearly highlighting potential risks and areas requiring further investigation.
Collaboration and Communication
- Actively communicate with clients to provide progress updates, explain delays, and outline timelines.
- Collaborate with internal teams to clarify requirements and ensure alignment in report objectives.
- Maintain professional and clear communication with external parties to secure relevant information.
Leadership and Self-Management
- Demonstrate ownership of tasks, ensuring quality and timelines are consistently met.
- Identify personal growth areas and proactively seek opportunities for improvement.
- Support team development by sharing knowledge and expertise to upskill colleagues.
- Serve as a positive influence, fostering a collaborative and motivated work environment.
Qualifications and Experience:
- A business-related tertiary qualification is advantageous.
- A minimum of 3 years work experience, preferably in a related industry.
Key Competencies:
- Advanced knowledge of credit risk principles and financial analysis.
- Strong problem-solving and decision-making skills.
- Excellent written and verbal communication skills.
- High attention to detail and a commitment to quality.
- Ability to work independently and manage time effectively.
