Area Manager - Microlending/Microloans Sector R400 000 CTC to R600 000 CTC per annum

Prosperitas Personnel • Other • Other (Gauteng, South Africa) • $300 - $400 / year • 10h ago

Are you passionate about financial inclusion and empowering individuals to create a better future for themselves?

Do you have experience in managing teams and driving results in the microlending/microloans sector? If so, we have an exciting opportunity for you!

Our company is a leading microlending organization dedicated to providing financial services to underserved populations, helping them build sustainable livelihoods and alleviate poverty. With a strong commitment to social impact, we empower aspiring entrepreneurs by granting microloans, providing financial education, and fostering community development.

Duties & Responsibilities

As an Area Manager, you will be responsible for overseeing our microlending operations in your assigned area. You will manage a team of loan officers, ensure efficient and profitable loan distribution, and execute our mission to transform lives through access to finance. This is a unique opportunity to make a tangible difference in the lives of individuals and communities while driving the growth of our microlending portfolio.

Develop and implement strategic plans to achieve microlending targets in the designated area
Construct and manage an efficient loan officer team, ensuring compliance with lending policies and best practices
Drive loan portfolio growth through effective marketing and business development strategies
Monitor loan collections and implement strategies to minimize defaults
Foster relationships with local communities, partners, and stakeholders to enhance our presence and promote financial inclusion
Conduct regular market research to identify emerging trends, assess market demand, and identify potential opportunities for expansion
Provide ongoing coaching, mentoring, and performance management to the loan officer team
Collaborate with the leadership team to streamline operational processes, improve efficiency, and ensure compliance with regulatory requirements
Prepare area-level reports, including loan disbursement, recovery, and portfolio performance, for review by the senior management

Desired Experience & Qualification

Matric
Proven track record in managing a microlending/microloans portfolio or related field
Strong knowledge of microfinance principles, practices, regulations, and standards in the assigned area
Experience in team management, including coaching, performance evaluation, and capacity building
Excellent analytical and problem-solving skills
Strong ability to build and maintain relationships with stakeholders at all levels
Demonstrated ability to manage multiple projects simultaneously and meet deadlines
Sound proficiency in computer applications, including MS Office Suite