Are you passionate about financial inclusion and empowering individuals to create a better future for themselves?
Do you have experience in managing teams and driving results in the microlending/microloans sector? If so, we have an exciting opportunity for you!
Our company is a leading microlending organization dedicated to providing financial services to underserved populations, helping them build sustainable livelihoods and alleviate poverty. With a strong commitment to social impact, we empower aspiring entrepreneurs by granting microloans, providing financial education, and fostering community development.
Duties & Responsibilities
As an Area Manager, you will be responsible for overseeing our microlending operations in your assigned area. You will manage a team of loan officers, ensure efficient and profitable loan distribution, and execute our mission to transform lives through access to finance. This is a unique opportunity to make a tangible difference in the lives of individuals and communities while driving the growth of our microlending portfolio.
- Develop and implement strategic plans to achieve microlending targets in the designated area.
- Construct and manage an efficient loan officer team, ensuring compliance with lending policies and best practices.
- Drive loan portfolio growth through effective marketing and business development strategies.
- Monitor loan collections and implement strategies to minimize defaults.
- Foster relationships with local communities, partners, and stakeholders to enhance our presence and promote financial inclusion.
- Conduct regular market research to identify emerging trends, assess market demand, and identify potential opportunities for expansion.
- Provide ongoing coaching, mentoring, and performance management to the loan officer team.
- Collaborate with the leadership team to streamline operational processes, improve efficiency, and ensure compliance with regulatory requirements.
- Prepare area-level reports, including loan disbursement, recovery, and portfolio performance, for review by the senior management.
Desired Experience & Qualification
- Matric.
- Proven track record in managing a microlending/microloans portfolio or related field.
- Strong knowledge of microfinance principles, practices, regulations, and standards in the assigned area.
- Experience in team management, including coaching, performance evaluation, and capacity building.
- Excellent analytical and problem-solving skills.
- Strong ability to build and maintain relationships with stakeholders at all levels.
- Demonstrated ability to manage multiple projects simultaneously and meet deadlines.
- Sound proficiency in computer applications, including MS Office Suite.
Package & Remuneration
R400 000 CTC to R600 000 CTC per annum based on experience and qualifications.
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