Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, Gauteng, Johannesburg, 1266 South street, Centurion, 3rd Floor BCX Building
Assess and evaluate lending applications for clients using sound credit risk and affordability assessments, financial principles, and credit policies which will support the bank’s asset book growth and manage credit losses by ensuring that lending credit principles are applied and that lending is within the Bank’s risk appetite parameters. This will include the spectrum of lending products available to business segment clients, including specialised lending, trade finance, debtors finance, commercial property finance, Agriculture (in particular), and others, depending on the client and segment within which the Manager operates.
Qualifications
Minimum Qualifications
Type of Qualification: Undergraduate Degree
Field of Study: Business Commerce, Finance and Accounting, or Agricultural qualification
Experience Required:
Minimum of 5-7 years experience in intuitive credit assessment and decisioning in the relevant segment and products (i.e., across business banking and Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral, and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
Domestic/local travel may be required.
Additional Information
- Articulating Information
- Developing Strategies
- Directing People
- Examining Information
- Compliance
- Stakeholder Management
- Strategic Alignment & Execution
- Strategic Planning and Reporting
Please note: All our recruitment processes comply with the applicable local laws and regulations.
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